Form 5500 · Employee benefit plan · CHESTERFIELD, MI
MOTOR CITY STAMPING, INC.
The filing calls this plan MOTOR CITY STAMPING, INC. EMPLOYEE BENEFIT PLAN.
MOTOR CITY STAMPING, INC. of CHESTERFIELD, MI files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is GREGORY T. SUDDERTH. Coverage is written through BLUE CARE NETWORK OF MICHIGAN and 4 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1859437 · plan 502 · plan year 2025, filed Jul 29, 2026
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88 other employer plans in Michigan have policy years ending in August. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CARE NETWORK OF MICHIGAN, covers 429 people.
Reported premium across the insured contracts is $3,438,397, with $148,910 in disclosed broker commissions — about 4.3% of premium.
The most recent policy period ended in August, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GREGORY T. SUDDERTH is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including BLUE CARE NETWORK OF MICHIGAN, METROPOLITAN LIFE INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF MICHIGAN and EMPLOYEE HEALTH INSURANCE MANAGEMENT, INC.. BLUE CARE NETWORK OF MICHIGAN writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CARE NETWORK OF MICHIGAN | Health | 429 | Sep 1, 2025 | $2,797,487 | $82,167 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Life, Disability | 582 | Sep 1, 2025 | $301,463 | $56,206 |
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 28 | Sep 1, 2025 | $271,188 | $8,047 |
| NGL | Vision | 421 | Sep 1, 2025 | $23,001 | $2,300 |
| EMPLOYEE HEALTH INSURANCE MANAGEMENT, INC. | Health | 14 | Sep 1, 2025 | $45,258 | $190 |
Premium and claims on these contracts
BLUE CARE NETWORK OF MICHIGAN, contract 107867. For the contract year on this filing, the carrier reported $2,797,487 in premium earned and $2,099,674 in claims incurred. Dividing one by the other gives 75%.
BLUE CROSS BLUE SHIELD OF MICHIGAN, contract 107867. For the contract year on this filing, the carrier reported $271,188 in premium earned and $321,373 in claims incurred. Dividing one by the other gives 119%.
- BLUE CARE NETWORK OF MICHIGAN, contract 107867 reported $763,580 in retention.
- BLUE CROSS BLUE SHIELD OF MICHIGAN, contract 107867 reported $68,848 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 345 employees, 13 recordable cases, 180 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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