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Form 5500 · Employee benefit plan · ELKHART, IN

MOR/RYDE INTERNATIONAL, INC.

The filing calls this plan MORRYDE INTERNATIONAL, INC. WELFARE BENEFIT PLAN.

MOR/RYDE INTERNATIONAL, INC. of ELKHART, IN files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is GIBSON INSURANCE AGENCY, INC. Coverage is written through PARAMOUNT DENTAL and 4 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Insurance carrier
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 35-1531001 · plan 501 · plan year 2024, filed Jul 8, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

1,291 other employer plans in Indiana have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
675
Active at start of year
674
Active at end of year
640
Disclosed commissions
$57,983
Typical renewal
January 1

Benefits declared on this filing

Healthdeclared, no contract here says it covers this
Dentalinsured — PARAMOUNT DENTAL1,134 of 675 participants
Visioninsured — EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.950 of 675 participants
Lifeinsured — RELIASTAR LIFE INSURANCE COMPANY862 of 675 participants on the largest contract
Disabilityinsured — PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY93 of 675 participants (14%)

One contract on this filing does not say which benefits it covers, so a line above may be insured by it.

Also declared: death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 5 insured contracts covering dental, vision, life and disability; the largest, with PARAMOUNT DENTAL, covers 1,134 people.

The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.

Reported premium across the insured contracts is $531,404, with $57,983 in disclosed broker commissions — about 11% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

GIBSON INSURANCE AGENCY, INC is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
PARAMOUNT DENTALDental1,134Jan 1, 2025$278,071$27,807
RELIASTAR LIFE INSURANCE COMPANYLife862Jan 1, 2025$124,370$18,655
EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.Vision950Jan 1, 2025$52,777$5,273
UNUM LIFE INSURANCE COMPANY OF AMERICA—137Jan 1, 2025$33,233$3,638
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANYLife, Disability93Jan 1, 2025$42,953$2,610

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
MOR/RYDE INTERNATIONAL, INC.
EIN 35-1531001

The plan administrator is from line 3a of the main form. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 724 employees, 19 recordable cases, 205 days away from work.

EmployeesThe company's own average for the year
724
Hours worked
1,448,794
Recordable cases
19
Days away from work
205
Establishments filed under this EIN
4

Source: OSHA Injury Tracking Application establishment data, 2025.

Other plans filed by this employer

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Renewal calendar

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