Form 5500 · Employee benefit plan · HELENA, MT
MONTANA AUTO DEALERS ASSOCIATION
MONTANA AUTO DEALERS ASSOCIATION of HELENA, MT insures health, life and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is MONTANA AUTOMOBILE DEALERS ASSOC. Coverage is written through BLUE CROSS BLUE SHIELD OF MONTANA and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-0170300 · plan 502 · as of Aug 2026
Plan brief
Schedule A lists 2 insured contracts covering health, life and stop-loss; the largest, with BLUE CROSS BLUE SHIELD OF MONTANA, covers 835 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $6,340,129, with $5,421 in disclosed broker commissions — about 0.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MONTANA AUTOMOBILE DEALERS ASSOC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE CO OF AMERICA | Life | 571 | December | $36,181 | $5,421 |
| BLUE CROSS BLUE SHIELD OF MONTANA | Health, Stop-loss | 835 | December | $6,303,948 | $0 |
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