Form 5500 · Employee benefit plan · FRANKTOWN, CO
MONARCH INVESTMENT AND MANAGEMENT GROUP
The filing calls this plan MONARCH INVESTMENT AND MANAGEMENT GROUP HEALTH AND WELFARE PLAN.
MONARCH INVESTMENT AND MANAGEMENT GROUP of FRANKTOWN, CO spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is IMA, INC.. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-1188057 · plan 501 · plan year 2025, filed Mar 19, 2026
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75 other employer plans in Colorado have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 1,785 people.
Reported premium across the insured contracts is $1,234,241, with $118,477 in disclosed broker commissions — about 9.6% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
IMA, INC. is the broker of record on all 4 contracts.
4 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, METROPOLITAN LIFE INSURANCE COMPANY and LEGALSHIELD. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 2,182 | Jul 1, 2025 | $375,794 | $62,947 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 1,785 | Jul 1, 2025 | $650,169 | $31,741 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 2,240 | Jul 1, 2025 | $165,166 | $16,460 |
| LEGALSHIELD | — | 414 | Jul 1, 2025 | $43,112 | $7,329 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
How this plan compares
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Renewal calendar
75 other employer plans in Colorado are July 1 renewals (policy year ends June).
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