Form 5500 · Employee benefit plan · WICHITA, KS
MILLENNIUM CONCEPTS, INC.
The filing calls this plan MILLENNIUM CONCEPTS, INC. EMPLOYEE BENEFITS PLAN.
MILLENNIUM CONCEPTS, INC. of WICHITA, KS is a 101-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is HUB INTERNATIONAL MID-AMERICA. Coverage is written through BLUE CROSS AND BLUE SHIELD OF KANSAS and 3 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 48-1211441 · plan 501 · plan year 2025, filed Dec 1, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Disability: the largest of the 2 insured disability contracts, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 5 of 101 participants (5%) on Schedule A.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF KANSAS, covers 160 people.
Reported premium across the insured contracts is $633,651, with $32,957 in disclosed broker commissions — about 5.2% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL MID-AMERICA is the broker of record on 1 of the 10 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including BLUE CROSS AND BLUE SHIELD OF KANSAS, UNUM LIFE INSURANCE COMPANY OF AMERICA, SURENCY LIFE AND HEALTH and RELIANCE STANDARD LIFE INSURANCE COMPANY. BLUE CROSS AND BLUE SHIELD OF KANSAS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF KANSAS | Health, Dental | 160 | Jun 1, 2025 | $579,373 | $24,647 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 38 | Jun 1, 2025 | $15,277 | $2,806 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 5 | Jun 1, 2025 | $8,475 | $1,557 |
| SURENCY LIFE AND HEALTH | Vision | 60 | Jun 1, 2025 | $11,366 | $1,137 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Health | 25 | Jun 1, 2025 | $5,861 | $879 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 5 | Jun 1, 2025 | $2,851 | $549 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 21 | Jun 1, 2025 | $3,053 | $458 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 99 | Jun 1, 2025 | $3,592 | $449 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 28 | Jun 1, 2025 | $1,888 | $283 |
| SURENCY LIFE AND HEALTH | Vision | 13 | Jun 1, 2025 | $1,915 | $192 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF KANSAS, contract 27164. For the contract year on this filing, the carrier reported $579,373 in premium earned and $372,076 in claims incurred. Dividing one by the other gives 64%.
- BLUE CROSS AND BLUE SHIELD OF KANSAS, contract 27164 reported $63,570 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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