Form 5500 · Employee benefit plan · KROTZ SPRINGS, LA
MIDWEST COOLING TOWER SERVICES, LLC
The filing calls this plan MWCTS HOLDINGS COMPANY LLC WRAP BENEFIT PLAN.
MIDWEST COOLING TOWER SERVICES, LLC of KROTZ SPRINGS, LA is a 136-participant construction employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-5088835 · plan 501 · plan year 2025, filed Jul 1, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, life and disability; the largest, with THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, covers 92 people.
Reported premium across the insured contracts is $326,794, with $47,221 in disclosed broker commissions — about 14% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on all 2 contracts.
Two carriers split the book: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and CONTINENTAL AMERICAN INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 92 | Jan 1, 2026 | $240,698 | $33,332 |
| CONTINENTAL AMERICAN INSURANCE COMPANY | Health | 94 | Jan 1, 2026 | $86,096 | $13,889 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 109 employees, 0 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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