Form 5500 · Employee benefit plan · KINGSTON, NY
MID-HUDSON VALLEY FEDERAL CREDIT UNION
The filing calls this plan MID-HUDSON VALLEY FCU BENEFIT PLAN.
Public Form 5500 records show how MID-HUDSON VALLEY FEDERAL CREDIT UNION of KINGSTON, NY, a finance and insurance employer, structures its employee benefits. Its broker of record is NFP CORPORATE SERVICES NY LLC. Coverage is written through MVP HEALTH SERVICES CORP and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 14-1471539 · plan 501 · plan year 2025, filed Jun 26, 2026
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3,536 other employer plans in New York have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with MVP HEALTH SERVICES CORP, covers 376 people.
Reported premium across the insured contracts is $4,932,903, with $161,036 in disclosed broker commissions — about 3.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
NFP CORPORATE SERVICES NY LLC is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including MVP HEALTH SERVICES CORP, SUN LIFE ASSURANCE COMPANY OF CANADA, DELTA DENTAL OF NEW YORK and ANTHEM BLUE CROSS. MVP HEALTH SERVICES CORP writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| MVP HEALTH SERVICES CORP | Health | 376 | Jan 1, 2026 | $4,470,729 | $132,695 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life, Disability | 277 | Jan 1, 2026 | $240,765 | $13,084 |
| DELTA DENTAL OF NEW YORK | Dental | 415 | Jan 1, 2026 | $189,230 | $11,382 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 145 | Jan 1, 2026 | $12,710 | $3,094 |
| ANTHEM BLUE CROSS | Vision | 334 | Jan 1, 2026 | $19,469 | $781 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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Renewal calendar
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