Form 5500 · Employee benefit plan · BIRMINGHAM, AL
METHODIST HOME FOR THE AGING
The filing calls this plan METHODIST HOME FOR THE AGING WELFARE BENEFIT PLAN.
METHODIST HOME FOR THE AGING of BIRMINGHAM, AL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is JENNON M CARUTH. Coverage is written through BLUE CROSS AND BLUE SHIELD OF ALABAMA and 4 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 63-0376518 · plan 501 · plan year 2025, filed Nov 19, 2025
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33 other employer plans in Alabama have policy years ending in May. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF ALABAMA, covers 317 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
Reported premium across the insured contracts is $2,456,028, with $182,812 in disclosed broker commissions — about 7.4% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
JENNON M CARUTH is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Vision, Life, Disability | 495 | Jun 1, 2025 | $373,504 | $172,768 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Life | 30 | Jun 1, 2025 | $20,967 | $7,409 |
| TELADOC HEALTH, INC. | — | 438 | Jun 1, 2025 | $17,570 | $2,635 |
| BLUE CROSS AND BLUE SHIELD OF ALABAMA | Health | 317 | Jun 1, 2025 | $1,940,126 | $0 |
| GLOBAL LIFE AND ACCIDENT INSURANCE COMPANY | — | 174 | Jun 1, 2025 | $103,861 | $0 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 27936. For the contract year on this filing, the carrier reported $1,940,126 in premium earned and $1,254,752 in claims incurred. Dividing one by the other gives 65%.
- BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 27936 reported $205,459 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 548 employees, 16 recordable cases, 117 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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