Form 5500 · Employee benefit plan · WESTMONT, IL
MCGRATH-COLOSIMO LTD
The filing calls this plan MCGRATH LEXUS OF WESTMONT PREMIUM ONLY PLAN.
Public Form 5500 records show how MCGRATH-COLOSIMO LTD of WESTMONT, IL, a retail employer, structures its employee benefits. Its broker of record is ASSURED PARTNERS OF ILLINOIS, LLC. Coverage is written through BLUECROSS BLUESHIELD OF ILLINOIS and 8 other carriers. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-3780892 · plan 550 · plan year 2025, filed Aug 12, 2026
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122 other employer plans in Illinois have policy years ending in March. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 22 insured contracts covering health, dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF ILLINOIS, covers 693 people.
Reported premium across the insured contracts is $6,103,751, with $283,628 in disclosed broker commissions — about 4.6% of premium.
The health contract's policy period ended in March, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
ASSURED PARTNERS OF ILLINOIS, LLC is the broker of record on 1 of the 22 contracts; the rest name a different broker or none.
9 carriers appear on the filing, including BLUECROSS BLUESHIELD OF ILLINOIS, UNITEDHEALTHCARE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and DEARBORN LIFE INSURANCE COMPANY. BLUECROSS BLUESHIELD OF ILLINOIS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF ILLINOIS | Health, Dental | 693 | Apr 1, 2025 | $5,111,530 | $121,455 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Disability | 379 | Jan 1, 2026 | $356,161 | $109,683 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 198 | Jun 1, 2025 | $431,140 | $23,034 |
| DEARBORN LIFE INSURANCE COMPANY | Dental, Vision, Life | 839 | Jan 1, 2026 | $149,076 | $20,710 |
| AFLAC | Disability | 30 | Apr 1, 2025 | $10,832 | $2,396 |
| AFLAC | Disability | 5 | Apr 1, 2025 | $11,408 | $1,912 |
| EYEMED VISION CARE | Vision | 178 | Jun 1, 2025 | $2,460 | $632 |
| AFLAC | Health | 0 | Apr 1, 2025 | $3,408 | $630 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Life, Disability | 158 | Jun 1, 2025 | $5,192 | $519 |
| METLIFE LEGAL PLANS | — | 42 | Apr 1, 2025 | $2,813 | $468 |
| AFLAC | Disability | 14 | Apr 1, 2025 | $4,372 | $462 |
| AFLAC | Disability | 0 | Apr 1, 2025 | $5,007 | $449 |
| AFLAC | Disability | 0 | Apr 1, 2025 | $1,677 | $404 |
| AFLAC | Disability | 0 | Apr 1, 2025 | $1,451 | $267 |
| AFLAC | Disability | 0 | Apr 1, 2025 | $1,751 | $178 |
| AFLAC | Disability | 0 | Apr 1, 2025 | $908 | $153 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHEILD | — | 7 | Jan 1, 2026 | $1,592 | $77 |
| AFLAC | Health, Dental | 0 | Apr 1, 2025 | $865 | $73 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 2 | Jan 1, 2026 | $638 | $64 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 1 | Jan 1, 2026 | $207 | $33 |
| AFLAC | Disability | 1 | Apr 1, 2025 | $265 | $29 |
| AFLAC | Disability | 3 | Apr 1, 2025 | $998 | — |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
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