Form 5500 · Employee benefit plan · SOUTHFIELD, MI
MATTHEW GARDNER
MATTHEW GARDNER of SOUTHFIELD, MI is a 867-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is JOSEPH HANEY. Coverage is written through BLUE CARE NETWORK OF MICHIGAN and 5 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-3073161 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability.
Reported premium across the insured contracts is $1,566,616, with $75,661 in disclosed broker commissions — about 4.8% of premium.
The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
JOSEPH HANEY is the broker of record on 2 of the 6 contracts; the rest name a different broker or none.
6 carriers appear on the filing — BLUE CARE NETWORK OF MICHIGAN, KAISER PERMANENTE, BLUE CROSS BLUE SHIELD OF MICHIGAN and DELTA DENTAL OF MICHIGAN among them — with BLUE CARE NETWORK OF MICHIGAN writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CARE NETWORK OF MICHIGAN | Health | 87 | October | $651,615 | $32,436 |
| KAISER PERMANENTE | Health | 74 | October | $627,045 | $26,742 |
| LINCOLN FINANCIAL GROUP | Life, Disability | 109 | October | $74,513 | $7,923 |
| DELTA DENTAL OF MICHIGAN | Dental | 209 | October | $90,645 | $4,332 |
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 5 | October | $94,891 | $2,885 |
| VSP VISION CARE | Vision | 115 | October | $27,907 | $1,343 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
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