Form 5500 · Employee benefit plan · FRAMINGHAM, MA
MASSACHUSETTS COUNCIL OF HUMAN SERVICE PROVIDERS, INC.
The filing calls this plan MCHSP INC. GROUP INSURANCE TRUST.
MASSACHUSETTS COUNCIL OF HUMAN SERVICE PROVIDERS, INC. of FRAMINGHAM, MA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is USI INSURANCE SERVICES LLC. Coverage is written through DELTA DENTAL OF MASSACHUSETTS and 1 other carrier. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2597297 · plan 501 · plan year 2025, filed Sep 3, 2026
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105 other employer plans in Massachusetts have policy years ending in March. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering dental, life and disability; the largest, with DELTA DENTAL OF MASSACHUSETTS, covers 5,880 people.
Reported premium across the insured contracts is $2,837,896, with $183,143 in disclosed broker commissions — about 6.5% of premium.
The most recent policy period ended in March, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
USI INSURANCE SERVICES LLC is the broker of record on all 2 contracts.
Two carriers split the book: DELTA DENTAL OF MASSACHUSETTS and SUN LIFE ASSURANCE COMPANY OF CANADA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DELTA DENTAL OF MASSACHUSETTS | Dental | 5,880 | Apr 1, 2025 | $2,537,204 | $152,597 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life, Disability | 934 | Apr 1, 2025 | $300,692 | $30,546 |
Premium and claims on this contract
DELTA DENTAL OF MASSACHUSETTS, contract 003334. For the contract year on this filing, the carrier reported $2,537,204 in premium earned and $2,025,076 in claims incurred. Dividing one by the other gives 80%.
- DELTA DENTAL OF MASSACHUSETTS, contract 003334 reported $436,399 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
105 other employer plans in Massachusetts are April 1 renewals (policy year ends March).
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