Form 5500 · Employee benefit plan · SEATTLE, WA
LYNDEN INCORPORATED
The filing calls this plan LYNDEN INCORPORATED AND PARTICIPATING EMPLOYERS HEALTHCARE PLAN.
LYNDEN INCORPORATED of SEATTLE, WA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through STANDARD INSURANCE COMPANY and 8 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 91-1169184 · plan 502 · plan year 2025, filed Aug 4, 2026
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48 other employer plans in Washington have policy years ending in October. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 5 insured health contracts, with PREMERA BLUE CROSS, covers 114 of 1,983 participants (5.7%) on Schedule A.
Dental: the largest of the 3 insured dental contracts, with PREMERA BLUE CROSS, covers 114 of 1,983 participants (5.7%) on Schedule A.
3 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, dental, life and disability; the largest, with STANDARD INSURANCE COMPANY, covers 2,143 people.
The filing declares health, dental, life, disability and vision. Vision appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 3 contracts here that do not say what they cover.
Reported premium across the insured contracts is $3,968,776, with $263,262 in disclosed broker commissions — about 6.6% of premium.
The health contract's policy period ended in October, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 5 of the 10 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Life, Disability | 2,143 | Jan 1, 2026 | $1,617,771 | $137,184 |
| PREMERA BLUE CROSS | Health, Dental | 114 | Nov 1, 2025 | $1,441,872 | $74,553 |
| NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | — | 1,917 | Sep 21, 2025 | $171,629 | $25,744 |
| PREMERA BLUE CROSS | Health, Dental | 118 | Jan 1, 2026 | $263,295 | $13,610 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 56 | Jan 1, 2026 | $60,855 | $12,171 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 30 | Jan 1, 2026 | $232,298 | $0 |
| TRIPLE S SALUD, INC. | Health, Dental | 10 | Jan 1, 2026 | $105,783 | $0 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health | 11 | Jan 1, 2026 | $73,039 | $0 |
| CONSUMER WELLNESS SOLUTIONS | — | 1,917 | Oct 14, 2025 | $1,400 | $0 |
| HEALTH AND HUMAN RESOURCE CENTER | — | 46 | Aug 1, 2025 | $834 | $0 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 762719. For the contract year on this filing, the carrier reported $1,617,771 in premium earned and $719,485 in claims incurred. Dividing one by the other gives 44%.
- STANDARD INSURANCE COMPANY, contract 762719 reported $899,172 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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