Form 5500 · Employee benefit plan · SIOUX FALLS, SD
LUTHERAN SOCIAL SERVICES OF SOUTH DAKOTA
LUTHERAN SOCIAL SERVICES OF SOUTH DAKOTA of SIOUX FALLS, SD files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MARSH & MCLENNAN AGECY LLC. Coverage is written through SANFORD HEALTH PLAN and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-0224731 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision and life; the largest, with SANFORD HEALTH PLAN, covers 286 people.
Reported premium across the insured contracts is $2,530,730, with $2,382 in disclosed broker commissions — about 0.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH & MCLENNAN AGECY LLC is the broker of record on 6 of the 10 contracts; the rest name a different broker or none.
4 carriers appear on the filing — SANFORD HEALTH PLAN, UNITED OF OMAHA LIFE INSURANCE COMPANY, OPTUM HEALTH FINANCIAL SERVICES and PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD — with SANFORD HEALTH PLAN writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 34 | December | $8,331 | $1,250 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 46 | December | $4,867 | $730 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 18 | December | $2,465 | $402 |
| SANFORD HEALTH PLAN | Health | 286 | December | $2,297,843 | $0 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 115 | December | $25,969 | $0 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 273 | December | $3,213 | $0 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 63 | December | $24,087 | $0 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Vision | 161 | December | $17,901 | $0 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Dental | 165 | December | $96,120 | $0 |
| OPTUM HEALTH FINANCIAL SERVICES | — | 40 | December | $49,934 | $0 |
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