Form 5500 · Employee benefit plan · LEHI, UT
LUMIO HX, INC.
LUMIO HX, INC. of LEHI, UT is a 848-participant construction employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is JOE FERNANDEZ. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 87-3547401 · plan 501 · as of Aug 2026
Plan brief
All 4 insured contracts are health coverage, split across UNITEDHEALTHCARE INSURANCE COMPANY and METROPOLITAN LIFE INSURANCE COMPANY.
Reported premium across the insured contracts is $6,495,504, with $85,095 in disclosed broker commissions — about 1.3% of premium.
The most recent policy period ended in May, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
JOE FERNANDEZ is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.
Two carriers split the book: UNITEDHEALTHCARE INSURANCE COMPANY and METROPOLITAN LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 301 | May | $73,130 | $31,236 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 525 | May | $65,994 | $28,493 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 273 | May | $58,993 | $25,366 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 974 | December | $6,297,387 | $0 |
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