Form 5500 · Employee benefit plan · KALISPELL, MT
LOGAN HEALTH
The filing calls this plan LOGAN HEALTH HEALTH & WELFARE PLAN.
LOGAN HEALTH of KALISPELL, MT is a 7,950-participant health care and social assistance employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is PCF INSURANCE SERVICES OF THE WEST. Coverage is written through RELIASTAR LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-0406485 · plan 503 · plan year 2024, filed Jul 22, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
201 other employer plans in Montana have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
4 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: prepaid legal, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering life, disability and stop-loss; the largest, with RELIASTAR LIFE INSURANCE COMPANY, covers 4,995 people.
The filing declares life, disability, health, dental and vision. Health, dental and vision appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 4 contracts here that do not say what they cover.
The only insured piece of the health benefit is stop-loss coverage, and the filing reports the plan paying its own claims. The stop-loss contract reports $1,905,873 in premium and $0 in commission. The rest of the premium and commission above is on the plan's other insured lines, and none of it is medical premium.
Reported premium across the insured contracts is $3,856,536, with $470,433 in disclosed broker commissions — about 12% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM INSURANCE COMPANY | — | 765 | Jan 1, 2025 | $249,549 | $192,410 |
| UNUM INSURANCE COMPANY | — | 1,557 | Jan 1, 2025 | $188,331 | $145,243 |
| UNUM INSURANCE COMPANY | — | 671 | Jan 1, 2025 | $172,344 | $132,780 |
| RELIASTAR LIFE INSURANCE COMPANY | Stop-loss | 4,995 | Jan 1, 2025 | $1,905,873 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 5,536 | Jan 1, 2025 | $736,254 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 1,333 | Jan 1, 2025 | $519,056 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 5,536 | Jan 1, 2025 | $85,129 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Montana. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
201 other employer plans in Montana are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Montana — largest plans, brokers, carriers and renewal months.