Form 5500 · Employee benefit plan · ST. LOUIS, MO
LM SERVICES
The filing calls this plan LM SERVICES WELFARE BENEFITS PLAN.
Public Form 5500 records show how LM SERVICES of ST. LOUIS, MO, a hospitality and food service employer, structures its employee benefits. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through HEALTHY ALLIANCE LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-1724712 · plan 501 · plan year 2026, filed Jul 21, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
22 other employer plans in Missouri have policy years ending in February. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with HEALTHY ALLIANCE LIFE INSURANCE COMPANY, covers 1,030 people.
Reported premium across the insured contracts is $4,808,578, with $163,419 in disclosed broker commissions — about 3.4% of premium.
The most recent policy period ended in February, and the plan year ends February 28. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on all 2 contracts.
Two carriers split the book: HEALTHY ALLIANCE LIFE INSURANCE COMPANY and ANTHEM LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HEALTHY ALLIANCE LIFE INSURANCE COMPANY | Health, Dental, Vision | 1,030 | Mar 1, 2026 | $4,475,422 | $123,486 |
| ANTHEM LIFE INSURANCE COMPANY | Life, Disability | 774 | Mar 1, 2026 | $333,156 | $39,933 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 1,660 employees, 42 recordable cases, 343 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
22 other employer plans in Missouri are March 1 renewals (policy year ends February).
Their policy years end in February, like this plan’s, so most renew March 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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