Form 5500 · Employee benefit plan · FREEPORT, ME
LL BEAN INC.
LL BEAN INC. of FREEPORT, ME insures vision, life, disability and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is WILLIS TOWERS WATSON. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 01-0026590 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 7 insured contracts covering vision, life, disability and stop-loss; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 3,101 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium across the insured contracts is $4,473,384, with $197,469 in disclosed broker commissions — about 4.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON is the broker of record on 1 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AETNA LIFE INSURANCE CO. | — | 1,472 | December | $577,802 | $112,781 |
| UNIMERICA INSURANCE COMPANY | Stop-loss | 2,315 | December | $1,080,141 | $75,610 |
| METLIFE LEGAL PLANS | — | 359 | December | $78,979 | $7,325 |
| FEDERAL INSURANCE COMPANY | — | — | December | $11,687 | $1,753 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 3,101 | December | $1,531,094 | $0 |
| VISION SERVICE PLAN | Vision | 2,068 | December | $352,696 | $0 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 2,838 | December | $840,985 | $0 |
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