Form 5500 · Employee benefit plan · SPRINGVILLE, UT
LITTLE GIANT LADDER SYSTEMS, LLC
The filing calls this plan LITTLE GIANT LADDER SYSTEMS WELFARE PLAN.
Public Form 5500 records show how LITTLE GIANT LADDER SYSTEMS, LLC of SPRINGVILLE, UT, a manufacturing employer, structures its employee benefits. Its broker of record is NFP CORPORATE SERVICES INC UT. Coverage is written through SELECTHEALTH and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 87-0375210 · plan 501 · plan year 2024, filed Jul 31, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with SELECTHEALTH, covers 361 people.
Reported premium across the insured contracts is $1,802,087, with $74,838 in disclosed broker commissions — about 4.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
NFP CORPORATE SERVICES INC UT is the broker of record on 5 of the 6 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including SELECTHEALTH, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and LIFE INS CO OF NO AMERICA. SELECTHEALTH writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| SELECTHEALTH | Health | 361 | Jan 1, 2025 | $1,615,464 | $48,359 |
| LIFE INS CO OF NO AMERICA | Disability | 226 | Jan 1, 2025 | $39,235 | $7,847 |
| LIFE INS CO OF NO AMERICA | Life | 284 | Jan 1, 2025 | $37,510 | $7,502 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Health, Dental, Vision | 162 | Jan 1, 2025 | $86,078 | $6,370 |
| LIFE INS CO OF NO AMERICA | Disability | 17 | Jan 1, 2025 | $19,302 | $3,860 |
| LIFE INS CO OF NO AMERICA | — | 284 | Jan 1, 2025 | $4,498 | $900 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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