Form 5500 · Employee benefit plan · DANBURY, CT
LINDE INC.
The filing calls this plan LINDE RETIREE BENEFIT PLAN.
LINDE INC. of DANBURY, CT spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Coverage is written through HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 06-1249050 · plan 567 · plan year 2025, filed Jun 16, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 3 insured health contracts, with HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC., covers 79 of 3,624 participants (2.2%) on Schedule A.
Vision: VISION SERVICE PLAN covers 97 of 3,624 participants (2.7%) on Schedule A.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health and vision.
The filing declares health, vision and life. Life appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium is $558,218; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. | Health | 79 | Jan 1, 2026 | $470,017 | $0 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health | 14 | Jan 1, 2026 | $37,422 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 9 | Jan 1, 2026 | $31,794 | $0 |
| VISION SERVICE PLAN | Vision | 97 | Jan 1, 2026 | $18,985 | $0 |
Premium and claims on this contract
VISION SERVICE PLAN, contract 30100191. For the contract year on this filing, the carrier reported $18,985 in premium earned and $12,957 in claims incurred. Dividing one by the other gives 68%.
- VISION SERVICE PLAN, contract 30100191 reported $5,221 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 2,014 employees, 6 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Connecticut. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Connecticut — largest plans, brokers, carriers and renewal months.