Form 5500 · Employee benefit plan · MENLO PARK, CA
LIGHTSPEED MANAGEMENT COMPANY, LLC
The filing calls this plan LIGHTSPEED MANAGEMENT COMPANY HEALTH & WELFARE BENEFIT PLAN.
Public Form 5500 records show how LIGHTSPEED MANAGEMENT COMPANY, LLC of MENLO PARK, CA, a finance and insurance employer, structures its employee benefits. Its broker of record is RSC INSURANCE BROKERAGE, INC.. Coverage is written through BLUE CROSS OF CALIFORNIA and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-3809490 · plan 501 · plan year 2025, filed Jul 1, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS OF CALIFORNIA, covers 350 people.
Reported premium across the insured contracts is $4,508,714, with $216,348 in disclosed broker commissions — about 4.8% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in June. The plan is on a split renewal cycle.
RSC INSURANCE BROKERAGE, INC. is the broker of record on 8 of the 10 contracts; the rest name a different broker or none.
7 carriers appear on the filing, including BLUE CROSS OF CALIFORNIA, KAISER FOUNDATION HEALTH PLAN, INC., METROPOLITAN LIFE INSURANCE COMPANY and UNITED OF OMAHA LIFE INSURANCE COMPANY. BLUE CROSS OF CALIFORNIA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS OF CALIFORNIA | Health | 350 | Jan 1, 2026 | $3,687,288 | $153,573 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 37 | Jan 1, 2026 | $284,062 | $16,878 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 560 | Jan 1, 2026 | $246,216 | $13,737 |
| ZURICH AMERICAN INSURANCE COMPANY | — | 153 | Jul 1, 2025 | $65,691 | $9,854 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 153 | Jan 1, 2026 | $79,241 | $7,924 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 153 | Jan 1, 2026 | $42,756 | $4,276 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 153 | Jan 1, 2026 | $40,792 | $4,079 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 156 | Jan 1, 2026 | $18,746 | $3,413 |
| VISION SERVICE PLAN | Vision | 151 | Jan 1, 2026 | $32,403 | $1,462 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 43 | Jan 1, 2026 | $11,519 | $1,152 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in California. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in California — largest plans, brokers, carriers and renewal months.