Form 5500 · Employee benefit plan · MERCER ISLAND, WA
LIBERTY ADMINISTRATIVE SERVICES, LLC
The filing calls this plan LIBERTY ADMINISTRATIVE SERVICES, LLC WELFARE BENEFITS PLAN.
LIBERTY ADMINISTRATIVE SERVICES, LLC of MERCER ISLAND, WA is a 193-participant professional services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through PREMERA BLUE CROSS and 5 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-2384470 · plan 501 · plan year 2025, filed Sep 8, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with PREMERA BLUE CROSS, covers 235 people.
Reported premium across the insured contracts is $4,267,278, with $206,566 in disclosed broker commissions — about 4.8% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on all 6 contracts.
6 carriers appear on the filing, including PREMERA BLUE CROSS, HARTFORD LIFE AND ACCIDENT, STANDARD INSURANCE COMPANY and UNUM LIFE INSURANCE COMPANY OF AMERICA. PREMERA BLUE CROSS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PREMERA BLUE CROSS | Health, Dental | 235 | Jun 1, 2025 | $4,023,311 | $171,631 |
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 187 | Jun 1, 2025 | $165,093 | $24,764 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 35 | Jun 1, 2025 | $26,412 | $5,669 |
| STANDARD INSURANCE COMPANY | Life | 78 | Jun 1, 2025 | $33,637 | $2,537 |
| VISION SERVICE PLAN | Vision | 98 | Jun 1, 2025 | $14,646 | $1,503 |
| FIRST CHOICE | — | 191 | Jun 1, 2025 | $4,179 | $462 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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