Form 5500 · Employee benefit plan · NEW YORK, NY
LESTER, SCHWAB, KATZ & DWYER LLP
The filing calls this plan LESTER SCHWAB KATZ& DWYER UNUM LONG-TERM DISABILITY PLAN.
LESTER, SCHWAB, KATZ & DWYER LLP of NEW YORK, NY is a small professional services employer whose insured group plan is on public record in its Form 5500 filing. Its broker of record is HUB INTERNATIONAL NORTHEAST. Coverage is written through FIRST UNUM LIFE INSURANCE COMPANY. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-2793173 · plan 508 · plan year 2025, filed May 22, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 2 insured contracts are disability coverage with FIRST UNUM LIFE INSURANCE COMPANY.
Reported premium across the insured contracts is $67,207, with $10,082 in disclosed broker commissions — about 15% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL NORTHEAST is the broker of record on all 2 contracts.
At 68 participants this is a small group; Form 5500 is required once a welfare plan reaches 100 participants, or when it is funded through insurance contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| FIRST UNUM LIFE INSURANCE COMPANY | Disability | 23 | Jan 1, 2026 | $32,092 | $6,418 |
| FIRST UNUM LIFE INSURANCE COMPANY | Disability | 25 | Jan 1, 2026 | $35,115 | $3,664 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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