Form 5500 · Employee benefit plan · HARVEY, IL
LB METALS, LLC
The filing calls this plan LB METALS, LLC BENEFITS PLAN.
LB METALS, LLC of HARVEY, IL is a 208-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is KAMM INSURANCE GROUP INC. Coverage is written through HEALTH CARE SERVICE CORPORATION and 2 other carriers. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-1480843 · plan 501 · plan year 2024, filed Apr 30, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with HEALTH CARE SERVICE CORPORATION, covers 531 people.
Reported premium across the insured contracts is $3,894,091, with $177,465 in disclosed broker commissions — about 4.6% of premium.
The health contract's policy period ended in February, while at least one ancillary line's policy period ended in May. The plan is on a split renewal cycle.
KAMM INSURANCE GROUP INC is the broker of record on all 3 contracts.
3 carriers appear on the filing, including HEALTH CARE SERVICE CORPORATION, SUN LIFE ASSURANCE COMPANY OF CANADA and VISION SERVICE PLAN. HEALTH CARE SERVICE CORPORATION writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HEALTH CARE SERVICE CORPORATION | Health | 531 | Feb 29, 2024 | $3,460,214 | $134,996 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Dental, Vision, Life, Disability | 392 | Jun 1, 2024 | $430,950 | $42,175 |
| VISION SERVICE PLAN | Vision | 0 | Apr 1, 2024 | $2,927 | $294 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 174 employees, 8 recordable cases, 199 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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