Form 5500 · Employee benefit plan · BREWSTER, MA
LATHAM CENTERS, INC.
The filing calls this plan LATHAM CENTERS, INC. WELFARE BENEFIT PLAN.
LATHAM CENTERS, INC. of BREWSTER, MA is a 219-participant education employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is BALDWIN KRYSTYN SHERMAN PARTNERS. Coverage is written through ALTUS DENTAL INSURANCE COMPANY, INC. and 1 other carrier. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2467497 · plan 505 · plan year 2025, filed Dec 12, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering dental, vision, life and disability; the largest, with ALTUS DENTAL INSURANCE COMPANY, INC., covers 180 people.
The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $240,695, with $22,625 in disclosed broker commissions — about 9.4% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
BALDWIN KRYSTYN SHERMAN PARTNERS is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life, Disability | 210 | Jul 1, 2025 | $109,852 | $15,685 |
| ALTUS DENTAL INSURANCE COMPANY, INC. | Dental, Vision | 180 | Jul 1, 2025 | $130,843 | $6,940 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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