Form 5500 · Employee benefit plan · GREEN BAY, WI
LAFORCE, LLC
The filing calls this plan LAFORCE, INC. EMPLOYEE BENEFITS PLAN.
LAFORCE, LLC of GREEN BAY, WI is a 686-participant wholesale trade employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is M3 INSURANCE SOLUTIONS INC.. Coverage is written through QBE INSURANCE and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 39-0980509 · plan 509 · plan year 2025, filed Jun 26, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
1,633 other employer plans in Wisconsin have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with QBE INSURANCE, covers 5,894 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $1,564,008, with $78,481 in disclosed broker commissions — about 5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
M3 INSURANCE SOLUTIONS INC. is the broker of record on 8 of the 10 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 0 | Jan 1, 2026 | $149,451 | $22,418 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 0 | Jan 1, 2026 | $139,360 | $20,904 |
| STANDARD INSURANCE COMPANY | Health | 176 | Jan 1, 2026 | $75,872 | $13,687 |
| DELTA DENTAL OF WISCONSIN | Dental | 371 | Jan 1, 2026 | $293,733 | $9,432 |
| WYSSTA INSURANCE COMPANY INC | Vision | 418 | Jan 1, 2026 | $51,273 | $4,102 |
| FEDERAL INSURANCE COMPANY | — | 0 | Jan 1, 2026 | $19,035 | $2,855 |
| DELTA DENTAL OF WISCONSIN | Dental | 145 | Jan 1, 2026 | $68,316 | $2,600 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 0 | Jan 1, 2026 | $16,552 | $2,483 |
| QBE INSURANCE | Stop-loss | 5,894 | Jan 1, 2026 | $728,389 | $0 |
| ERC, INC. | — | 684 | Jan 1, 2026 | $22,027 | $0 |
Premium and claims on these contracts
DELTA DENTAL OF WISCONSIN, contract 00824. For the contract year on this filing, the carrier reported $293,733 in premium earned and $274,502 in claims incurred. Dividing one by the other gives 93%.
DELTA DENTAL OF WISCONSIN, contract 00724. For the contract year on this filing, the carrier reported $68,115 in premium earned and $48,204 in claims incurred. Dividing one by the other gives 71%.
- DELTA DENTAL OF WISCONSIN, contract 00824 reported $49,923 in retention.
- DELTA DENTAL OF WISCONSIN, contract 00724 reported $12,266 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 604 employees, 7 recordable cases, 127 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Wisconsin. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
1,633 other employer plans in Wisconsin are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Wisconsin — largest plans, brokers, carriers and renewal months.