Form 5500 · Employee benefit plan · LAS VEGAS, NV

LABORERS LOCAL 872 BOARD OF TRUSTEES HEALTH & WELFARE TRUST

The filing calls this plan CONSTRUCTION INDUSTRY AND LABORERS HEALTH AND WELFARE TRUST.

LABORERS LOCAL 872 BOARD OF TRUSTEES HEALTH & WELFARE TRUST of LAS VEGAS, NV spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Coverage is written through SWISS RE and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record

Not disclosed

Insurance carrier

SWISS RE

Policy year ends

Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 88-6002912 · plan 502 · plan year 2024, filed Oct 13, 2025

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How this plan is funded

Self-funded as reported

The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year

2,262

Active at start of year

2,137

Active at end of year

2,377

Disclosed commissions

Typical renewal

January 1

Benefits declared on this filing

Healthdeclared, not on Schedule A

Dentalinsured — NEVADA DENTAL BENEFITS LTD425 of 2,262 participants (19%)

Visioninsured — METROPOLITAN LIFE INSURANCE COMPANY6,486 of 2,262 participants

Lifeinsured — THE UNION LABOR LIFE INSURANCE COMPANY2,210 of 2,262 participants (98%)

Disabilitydeclared, not on Schedule A

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 4 insured contracts covering dental, vision, life and stop-loss; the largest, with SWISS RE, covers 2,157 people.

The filing declares dental, vision, life, health and disability. Health and disability appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

The only insured piece of the health benefit is stop-loss coverage, and the filing reports the plan paying its own claims. The stop-loss contract reports $1,621,623 in premium and $0 in commission. The rest of the premium and commission above is on the plan's other insured lines, and none of it is medical premium.

Reported premium is $2,791,916; the filing discloses no broker commission on these contracts.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

Schedule A insurance contracts

Carrier	Benefits	Covered	Renews	Premium	Commission
SWISS RE	Stop-loss	2,157	Jan 1, 2025	$1,621,623	$0
THE UNION LABOR LIFE INSURANCE COMPANY	Life	2,210	Nov 1, 2024	$612,995	$0
METROPOLITAN LIFE INSURANCE COMPANY	Vision	6,486	Jan 1, 2025	$380,815	$0
NEVADA DENTAL BENEFITS LTD	Dental	425	Jan 1, 2025	$176,483	$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing

LABORERS LOCAL 872 BOARD OF TRUSTEES HEALTH & WELFARE PLAN

EIN 88-6002912

MARATHON HEALTH, INC.

Named on Schedule C · EIN 26-0103977

$823,928

paid directly by the plan

ROCKY MOUNTAIN HOSPITAL & MEDICAL

Claims processing · Contract administrator · Recordkeeping and information management · EIN 84-0747736

$816,292

paid directly by the plan

BROWNSTEIN HYATT FARBER SCHRECK LLP

Named on Schedule C · EIN 26-1367865

$343,479

paid directly by the plan

HUMAN BEHAVIOR INSTITUTE CLINICAL

Named on Schedule C · EIN 88-0342146

$178,531

paid directly by the plan

TELLIGEN, INC.

Named on Schedule C · EIN 33-2157812

$157,266

paid directly by the plan

CHEIRON, INC.

Named on Schedule C · EIN 13-4215617

$120,251

paid directly by the plan

PRIMECARE ADMINISTRATORS

Named on Schedule C · EIN 47-3436194

$87,422

paid directly by the plan

INTERLINK

Named on Schedule C · EIN 93-1164345

$36,000

paid directly by the plan

HEALTH SERVICES COALITION

Named on Schedule C · EIN 88-0492643

$32,915

paid directly by the plan

ATALANTA SOSNOFF CAPITAL, LLC

Named on Schedule C · EIN 20-0461050

$25,554

paid directly by the plan

SEGAL MARCO ADVISORS

Named on Schedule C · EIN 13-2646110

$17,131

paid directly by the plan

MULTIPLAN SERVICES CORP

Named on Schedule C · EIN 13-3068979

$15,240

paid directly by the plan

PRINCIPAL TRUST CO.

Custodian · EIN 51-0099493

$8,514

paid directly by the plan

BUCK GLOBAL, LLC

Accounting and audit · EIN 83-1116912

$7,725

paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end

$23,405,271

Paid out in benefits

$37,508,852

Paid to insurance carriersSchedule H, line 2e(2)

$2,877,672

Independent accountantEIN 83-1116912

BUCK GLOBAL, LLC

Accountant's opinion (Schedule H, line 3a)

Unmodified

Audit fee

$53,900

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

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