Form 5500 · Employee benefit plan · HAZARD, KY
L.K.L.P. COMMUNITY ACTION COUNCIL, INC.
L.K.L.P. COMMUNITY ACTION COUNCIL, INC. of HAZARD, KY spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is GLEN ESTES. Coverage is written through AFLAC and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 61-0661299 · plan 503 · as of Aug 2026
Plan brief
All 5 insured contracts are life coverage, split across AFLAC, UNITED OF OMAHA LIFE INSURANCE COMPANY and CITIZENS SECURITY LIFE INSURANCE COMPANY.
Reported premium across the insured contracts is $349,710, with $37,198 in disclosed broker commissions — about 11% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GLEN ESTES is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
3 carriers appear on the filing — AFLAC, UNITED OF OMAHA LIFE INSURANCE COMPANY and CITIZENS SECURITY LIFE INSURANCE COMPANY — with AFLAC writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AFLAC | — | 191 | December | $167,382 | $18,105 |
| AFLAC | — | 157 | December | $118,031 | $13,233 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 59 | December | $23,962 | $3,594 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 305 | December | $22,659 | $2,266 |
| CITIZENS SECURITY LIFE INSURANCE COMPANY | — | 314 | December | $17,676 | $0 |
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