Form 5500 · Employee benefit plan · BOSTON, MA
KYRUUS INC.
The filing calls this plan KYRUUS, INC. HEALTH AND WELFARE PLAN.
KYRUUS INC. of BOSTON, MA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is IMA INC. Coverage is written through BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. and 4 other carriers. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 27-3269973 · plan 501 · plan year 2025, filed Aug 11, 2026
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47 other employer plans in Massachusetts have policy years ending in November. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., covers 585 people.
Reported premium across the insured contracts is $6,438,577, with $134,980 in disclosed broker commissions — about 2.1% of premium.
The health contract's policy period ended in November, while at least one ancillary line's policy period ended in March. The plan is on a split renewal cycle.
IMA INC is the broker of record on 3 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., DELTA DENTAL OF MASSACHUSETTS, PRUDENTIAL INSURANCE COMPANY OF AMERICA and SUN LIFE ASSURANCE COMPANY OF CANADA. BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | Health | 585 | Dec 1, 2025 | $5,863,241 | $88,124 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life, Disability | 248 | Dec 1, 2025 | $128,128 | $18,333 |
| DELTA DENTAL OF MASSACHUSETTS | Dental | 552 | Dec 1, 2025 | $332,096 | $16,017 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life, Disability | 343 | Apr 1, 2025 | $85,136 | $11,089 |
| VISION SERVICE PLAN | Vision | 202 | Dec 1, 2025 | $29,976 | $1,417 |
Premium and claims on this contract
BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., contract 8061895. For the contract year on this filing, the carrier reported $5,863,241 in premium earned and $6,088,113 in claims incurred. Dividing one by the other gives 104%.
- BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., contract 8061895 reported $-224,873 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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