Form 5500 · Employee benefit plan · EASTABOGA, AL
KRONOSPAN, LLC
The filing calls this plan KRONOSPAN, LLC WELFARE PLAN.
KRONOSPAN, LLC of EASTABOGA, AL insures health, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is VALENT GROUP. Coverage is written through BLUE CROSS AND BLUE SHIELD OF ALABAMA and 2 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-3707964 · plan 512 · plan year 2025, filed Oct 15, 2025
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33 other employer plans in Alabama have policy years ending in May. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, vision, life and disability.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $2,891,981, with $64,293 in disclosed broker commissions — about 2.2% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
VALENT GROUP is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 495 | Jun 1, 2025 | $430,786 | $56,581 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Vision | 433 | Jun 1, 2025 | $77,115 | $7,712 |
| BLUE CROSS AND BLUE SHIELD OF ALABAMA | Health | 748 | Jun 1, 2025 | $2,384,080 | $0 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 43444. For the contract year on this filing, the carrier reported $2,384,080 in premium earned and $2,918,648 in claims incurred. Dividing one by the other gives 122%.
- BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 43444 reported $238,884 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
How this plan compares
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Renewal calendar
33 other employer plans in Alabama are June 1 renewals (policy year ends May).
Their policy years end in May, like this plan’s, so most renew June 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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