Form 5500 · Employee benefit plan · BURLINGTON, NC
KERNODLE CLINIC, INC.
The filing calls this plan KERNODLE CLINIC, INC. GROUP HEALTH PLAN.
Public Form 5500 records show how KERNODLE CLINIC, INC. of BURLINGTON, NC, a health care and social assistance employer, structures its employee benefits. Its broker of record is SCOTT BENEFIT SERVICES. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 56-0520990 · plan 504 · plan year 2025, filed May 8, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
100 other employer plans in North Carolina have policy years ending in November. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 442 people.
Reported premium across the insured contracts is $1,691,324, with $174,005 in disclosed broker commissions — about 10% of premium.
The most recent policy period ended in November, and the plan year ends November 30. Group contracts typically renew on that annual cycle.
SCOTT BENEFIT SERVICES is the broker of record on 1 of the 7 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY and VISION SERVICE PLAN. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 442 | Dec 1, 2025 | $799,243 | $98,994 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 268 | Dec 1, 2025 | $204,860 | $27,864 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 388 | Dec 1, 2025 | $503,225 | $21,363 |
| UNUM INSURANCE COMPANY | — | 220 | Dec 1, 2025 | $65,633 | $11,816 |
| UNUM INSURANCE COMPANY | — | 182 | Dec 1, 2025 | $43,905 | $7,906 |
| UNUM INSURANCE COMPANY | — | 80 | Dec 1, 2025 | $23,212 | $4,177 |
| VISION SERVICE PLAN | Vision | 289 | Dec 1, 2025 | $51,246 | $1,885 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
100 other employer plans in North Carolina are December 1 renewals (policy year ends November).
Their policy years end in November, like this plan’s, so most renew December 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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