Form 5500 · Employee benefit plan · TONAWANDA, NY
KENMORE TEACHERS ASSOCIATION
The filing calls this plan KENMORE TEACHERS ASSOCIATION WELFARE TRUST PLAN.
Public Form 5500 records show how KENMORE TEACHERS ASSOCIATION of TONAWANDA, NY, a other services employer, structures its employee benefits. Its broker of record is PREMIER CONSULTING ASSOCIATES. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 16-1268457 · plan 501 · plan year 2025, filed Apr 14, 2026
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315 other employer plans in New York have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: prepaid legal.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering vision and life; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 2,746 people.
The filing declares vision, life, health and dental. Health and dental appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium across the insured contracts is $272,882, with $19,680 in disclosed broker commissions — about 7.2% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
PREMIER CONSULTING ASSOCIATES is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 2,746 | Jul 1, 2025 | $154,287 | $15,429 |
| SUN LIFE AND HEALTH INSURANCE COMPANY | Life | 684 | Feb 1, 2025 | $42,506 | $4,251 |
| NYSUT MEMBER BENEFITS CATASTROPHE MAJOR MEDICAL INSURANCE TRUST | — | 1,278 | Jul 1, 2025 | $76,089 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
How this plan compares
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Renewal calendar
315 other employer plans in New York are July 1 renewals (policy year ends June).
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