Form 5500 · Employee benefit plan · YREKA, CA
KARUK TRIBE DBA RAIN ROCK CASINO
The filing calls this plan KARUK TRIBE DBA RAIN ROCK CASINO WELFARE BENEFITS PLAN.
KARUK TRIBE DBA RAIN ROCK CASINO of YREKA, CA is a 132-participant arts, entertainment and recreation employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ALKEME INSURANCE SERVICES, INC. Coverage is written through ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 61-1845919 · plan 501 · plan year 2025, filed Sep 12, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, life and disability; the largest, with ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY, covers 288 people.
The filing declares health, dental, life, disability and vision. Vision appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $1,749,399, with $95,513 in disclosed broker commissions — about 5.5% of premium.
The health contract's policy period ended in February, while at least one ancillary line's policy period ended in June. The plan is on a split renewal cycle.
ALKEME INSURANCE SERVICES, INC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | Health, Dental | 288 | Mar 1, 2025 | $1,706,937 | $90,246 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 180 | Jul 1, 2025 | $42,462 | $5,267 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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