Form 5500 · Employee benefit plan · PROVIDENCE, RI
K & M ASSOCIATES, L.P.
The filing calls this plan K & M ASSOCIATES, L.P. GROUP INSURANCE PLAN.
K & M ASSOCIATES, L.P. of PROVIDENCE, RI is a small wholesale trade employer whose insured group plan is on public record in its Form 5500 filing. Its broker of record is GROUP ADVISORY INC. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 05-0399084 · plan 504 · plan year 2025, filed Oct 10, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 65 people.
Reported premium across the insured contracts is $34,757, with $4,037 in disclosed broker commissions — about 12% of premium.
The most recent policy period ended in February, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
GROUP ADVISORY INC is the broker of record on all 2 contracts.
At 68 participants this is a small group; Form 5500 is required once a welfare plan reaches 100 participants, or when it is funded through insurance contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 65 | Mar 1, 2025 | $32,359 | $3,590 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 4 | Mar 1, 2025 | $2,398 | $447 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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