Form 5500 · Employee benefit plan · JERSEY CITY, NJ
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
The filing calls this plan JPMORGAN CHASE HEALTH CARE AND INSURANCE PROGRAM FOR ACTIVE EMPLOYEES.
Public Form 5500 records show how JPMORGAN CHASE BANK, NATIONAL ASSOCIATION of JERSEY CITY, NJ, a finance and insurance employer, structures its employee benefits. Its broker of record is MANAGEMENT COMPENSATION GROUP. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 7 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-4994650 · plan 502 · plan year 2024, filed Sep 26, 2025
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1,512 other employer plans in New Jersey have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 2 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 4,066 of 156,106 participants (2.6%) on Schedule A.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 184,134 people.
Reported premium across the insured contracts is $202,758,202, with $1,003,904 in disclosed broker commissions — about 0.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MANAGEMENT COMPENSATION GROUP is the broker of record on 1 of the 10 contracts; the rest name a different broker or none.
8 carriers appear on the filing, including METROPOLITAN LIFE INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN, INC., PRUDENTIAL INSURANCE COMPANY OF AMERICA and EYEMED VISION CARE. METROPOLITAN LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | 1,846 | Jan 1, 2025 | $5,031,532 | $768,615 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Disability | 122,640 | Jan 1, 2025 | $38,874,200 | $235,289 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 184,134 | Jan 1, 2025 | $56,767,011 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 4,066 | Jan 1, 2025 | $46,455,748 | $0 |
| EYEMED VISION CARE | Vision | 133,364 | Jan 1, 2025 | $20,762,642 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Dental | 29,236 | Jan 1, 2025 | $14,779,255 | $0 |
| AETNA LIFE INSURANCE COMPANY | Dental | 31,221 | Jan 1, 2025 | $12,435,810 | $0 |
| METLIFE LEGAL PLANS | — | 52,543 | Jan 1, 2025 | $7,217,193 | $0 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life | 94 | Jan 1, 2025 | $333,812 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 4 | Jan 1, 2025 | $100,999 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
Other plans filed by this employer
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