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Form 5500 · Employee benefit plan · SAN MATEO, CA

JOB OPTIONS, INC.

The filing calls this plan JOB OPTIONS, INC. HEALTH & WELFARE PLAN.

Public Form 5500 records show how JOB OPTIONS, INC. of SAN MATEO, CA, a health care and social assistance employer, structures its employee benefits. Its broker of record is FCE BENEFIT ADMINISTRATORS, INC.. Coverage is written through UNITEDHEALTHCARE OF CALIFORNIA and 4 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
FCE BENEFIT ADMINISTRATORS, INC.
Insurance carrier
UNITEDHEALTHCARE OF CALIFORNIA
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 33-0603379 · plan 501 · plan year 2024, filed Aug 14, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

5,257 other employer plans in California have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.

All participants at the start of the year
594
Active at start of year
594
Active at end of year
605
Disclosed commissions
$184,240
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — UNITEDHEALTHCARE OF CALIFORNIA369 of 594 participants (62%) on the largest contract
Dentalinsured — METROPOLITAN LIFE INSURANCE COMPANY588 of 594 participants (99%)
Visioninsured — FIDELITY SECURITY LIFE INSURANCE COMPANY576 of 594 participants (97%)
Lifeinsured — RELIANCE STANDARD LIFE INSURANCE COMPANY559 of 594 participants (94%)
Disabilityinsured — FIDELITY SECURITY LIFE INSURANCE COMPANY176 of 594 participants (30%)

Also declared: supplemental unemployment, death benefits.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE OF CALIFORNIA, covers 369 people.

Reported premium across the insured contracts is $4,212,234, with $184,240 in disclosed broker commissions — about 4.4% of premium.

The health contract's policy period ended in December, while at least one ancillary line's policy period ended in June. The plan is on a split renewal cycle.

FCE BENEFIT ADMINISTRATORS, INC. is the broker of record on all 7 contracts.

5 carriers appear on the filing, including UNITEDHEALTHCARE OF CALIFORNIA, FIDELITY SECURITY LIFE INSURANCE COMPANY, UNITEDHEALTHCARE INSURANCE COMPANY and METROPOLITAN LIFE INSURANCE COMPANY. UNITEDHEALTHCARE OF CALIFORNIA writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
UNITEDHEALTHCARE OF CALIFORNIAHealth369Jan 1, 2025$3,166,573$110,724
FIDELITY SECURITY LIFE INSURANCE COMPANYHealth, Disability176Jan 1, 2025$456,567$31,947
METROPOLITAN LIFE INSURANCE COMPANYDental588Jul 1, 2024$143,739$16,325
UNITEDHEALTHCARE INSURANCE COMPANYHealth21Jan 1, 2025$316,653$12,386
RELIANCE STANDARD LIFE INSURANCE COMPANYLife559Jan 1, 2025$86,685$8,668
FIDELITY SECURITY LIFE INSURANCE COMPANYVision576Jan 1, 2025$27,230$2,711
RELIANCE STANDARD LIFE INSURANCE COMPANY—559Jan 1, 2025$14,787$1,479

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
JOB OPTIONS, INC.
EIN 33-0603379
FCE BENEFIT ADMINISTRATORS, INC.
Claims processing · Contract administrator · Recordkeeping and information management · EIN 33-0330036
$391,601
paid directly by the plan
USI INSURANCE SERVICES
Contract administrator · EIN 13-3771734
$115,691
paid directly by the plan
FIDUCIARY PLAN MANAGEMENT SERVICES
Investment advisory · Accounting and audit · EIN 46-3922133
$103,589
paid directly by the plan
FCE BENEFIT ADMINISTRATORS, INC.
Contract administrator · EIN 33-0330036
$102,116
paid directly by the plan
INEICH & COMPANY, LLP
Accounting and audit · EIN 56-2552172
$23,200
paid directly by the plan
UNITED WORKERS WELLNESS
Named on Schedule C · EIN 87-2575833
$12,655
paid directly by the plan
FCE FINANCIAL SERVICES, INC.
Claims processing · EIN 80-0636312
$11,896
paid directly by the plan
FIRST HEALTH
Named on Schedule C · EIN 20-1736437
$7,157
paid directly by the plan
ALEGEUS TECHNOLOGIES, LLC
Named on Schedule C · EIN 90-0808825
$6,802
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$1,255,837
Paid out in benefits
$4,237,037
Paid to insurance carriersSchedule H, line 2e(2)
$4,096,480
Independent accountantEIN 56-2552172
INEICH & COMPANY, LLP
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$23,200

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

plan 502Insured benefit plan · 2 Schedule A contractsRenews ~Jul 1403b PlanForm 5500-SF filing · no insured Schedule A contracts

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