Form 5500 · Employee benefit plan · BALTIMORE, MD
JANUS ASSOCIATES, INC.
Public Form 5500 records show how JANUS ASSOCIATES, INC. of BALTIMORE, MD, a professional services employer, structures its employee benefits. Its broker of record is AP BENEFIT ADVISORS LLC. Coverage is written through CAREFIRST OF MARYLAND, INC. and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-1306404 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with CAREFIRST OF MARYLAND, INC., covers 66 people.
Reported premium across the insured contracts is $73,543, with $1,701 in disclosed broker commissions — about 2.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
AP BENEFIT ADVISORS LLC is the broker of record on 4 of the 6 contracts; the rest name a different broker or none.
4 carriers appear on the filing — CAREFIRST OF MARYLAND, INC., PRINCIPAL LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and PRE-PAID LEGAL SERVICES DBA LEGAL SHIELD — with CAREFIRST OF MARYLAND, INC. writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Dental, Disability | 83 | December | $6,258 | $813 |
| CAREFIRST OF MARYLAND, INC. | Health, Dental, Vision | 66 | December | $63,990 | $442 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 156 | December | $1,430 | $175 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 77 | December | $1,281 | $156 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 17 | December | $414 | $73 |
| PRE-PAID LEGAL SERVICES DBA LEGAL SHIELD | — | 9 | December | $170 | $42 |
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