Form 5500 · Employee benefit plan · ABERDEEN, SD
JAMES P. KOEHLER
The filing calls this plan TKO HEALTH AND WELFARE PLAN.
JAMES P. KOEHLER of ABERDEEN, SD insures health, dental, vision and life coverage for its employees, per Schedule A of its Form 5500. Its broker of record is USI INSURANCE SERVICES LLC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 47-0650251 · plan 506 · plan year 2025, filed Sep 21, 2026
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291 other employer plans in South Dakota have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision and life; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 209 people.
Reported premium across the insured contracts is $2,371,801, with $81,073 in disclosed broker commissions — about 3.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
USI INSURANCE SERVICES LLC is the broker of record on all 4 contracts.
4 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, STARMOUNT LIFE INSURANCE COMPANY, LIFE INSURANCE COMPANY OF NORTH AMERICA and UNUM LIFE INSURANCE COMPANY OF AMERICA. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 209 | Jan 1, 2026 | $2,187,628 | $52,296 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 198 | Jan 1, 2026 | $41,644 | $10,718 |
| STARMOUNT LIFE INSURANCE COMPANY | Dental, Vision | 210 | Jan 1, 2026 | $94,616 | $9,876 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 454 | Jan 1, 2026 | $47,913 | $8,183 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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Renewal calendar
291 other employer plans in South Dakota are January 1 renewals (policy year ends December).
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