Form 5500 · Employee benefit plan · DEARBORN, MI
JACKSON-DAWSON COMMUNICATIONS, INC.
The filing calls this plan JACKSON-DAWSON COMMUNICATIONS, INC. HEALTH AND DENTAL BENEFIT PLAN.
JACKSON-DAWSON COMMUNICATIONS, INC. of DEARBORN, MI is a 833-participant professional services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is REBECCA A. MCLAUGHLAN. Coverage is written through BLUE CROSS BLUE SHIELD OF MICHIGAN and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-2326912 · plan 502 · plan year 2023, filed Jul 31, 2024
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1,931 other employer plans in Michigan have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health and dental; the largest, with BLUE CROSS BLUE SHIELD OF MICHIGAN, covers 865 people.
Reported premium across the insured contracts is $5,079,144, with $152,630 in disclosed broker commissions — about 3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
REBECCA A. MCLAUGHLAN is the broker of record on all 2 contracts.
Two carriers split the book: BLUE CROSS BLUE SHIELD OF MICHIGAN and BLUE CARE NETWORK OF MICHIGAN.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health, Dental | 865 | Jan 1, 2024 | $4,640,333 | $139,622 |
| BLUE CARE NETWORK OF MICHIGAN | Health | 78 | Jan 1, 2024 | $438,811 | $13,008 |
Premium and claims on these contracts
BLUE CROSS BLUE SHIELD OF MICHIGAN, contract 143059. For the contract year on this filing, the carrier reported $4,640,333 in premium earned and $5,029,580 in claims incurred. Dividing one by the other gives 108%.
BLUE CARE NETWORK OF MICHIGAN, contract 143059. For the contract year on this filing, the carrier reported $438,811 in premium earned and $282,727 in claims incurred. Dividing one by the other gives 64%.
- BLUE CROSS BLUE SHIELD OF MICHIGAN, contract 143059 reported $1,027,815 in retention.
- BLUE CARE NETWORK OF MICHIGAN, contract 143059 reported $108,095 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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