Form 5500 · Employee benefit plan · PRESCOTT, AR
J.D. & BILLY HINES TRUCKING, INC.
The filing calls this plan J.D & BILLY HINES TRUCKING, INC. HEALTH & WELFARE BENEFIT PLAN.
J.D. & BILLY HINES TRUCKING, INC. of PRESCOTT, AR files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is ACRISURE LLC DBA THE HATCHER AGENCY. Coverage is written through ARKANSAS BLUE CROSS AND BLUE SHIELD and 4 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 71-0473017 · plan 501 · plan year 2024, filed Jul 17, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 12 insured contracts covering health, dental, vision, life and disability; the largest, with ARKANSAS BLUE CROSS AND BLUE SHIELD, covers 123 people.
Reported premium across the insured contracts is $1,482,489, with $64,666 in disclosed broker commissions — about 4.4% of premium.
The most recent policy period ended in October, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ACRISURE LLC DBA THE HATCHER AGENCY is the broker of record on 1 of the 12 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including ARKANSAS BLUE CROSS AND BLUE SHIELD, 5STAR LIFE INSURANCE COMPANY, MANHATTANLIFE and DELTA DENTAL PLAN OF ARKANSAS. ARKANSAS BLUE CROSS AND BLUE SHIELD writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| MANHATTANLIFE | Health, Disability | 61 | Nov 1, 2024 | $56,651 | $20,738 |
| 5STAR LIFE INSURANCE COMPANY | Life | 79 | Nov 1, 2024 | $69,901 | $17,367 |
| DELTA DENTAL PLAN OF ARKANSAS | Dental | 139 | Nov 1, 2024 | $45,470 | $5,363 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 58 | Nov 1, 2024 | $32,836 | $4,925 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 39 | Nov 1, 2024 | $14,388 | $3,438 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 30 | Nov 1, 2024 | $13,957 | $3,342 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 35 | Nov 1, 2024 | $15,400 | $2,310 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 27 | Nov 1, 2024 | $9,485 | $2,263 |
| DELTA DENTAL PLAN OF ARKANSAS | Vision | 123 | Nov 1, 2024 | $15,802 | $2,118 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 74 | Nov 1, 2024 | $7,036 | $1,686 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 29 | Nov 1, 2024 | $4,671 | $1,116 |
| ARKANSAS BLUE CROSS AND BLUE SHIELD | Health | 123 | Jan 1, 2025 | $1,196,892 | $0 |
Premium and claims on these contracts
DELTA DENTAL PLAN OF ARKANSAS, contract 000009032. For the contract year on this filing, the carrier reported $45,470 in premium earned and $31,132 in claims incurred. Dividing one by the other gives 68%.
DELTA DENTAL PLAN OF ARKANSAS, contract 00009032V. For the contract year on this filing, the carrier reported $15,802 in premium earned and $5,684 in claims incurred. Dividing one by the other gives 36%.
ARKANSAS BLUE CROSS AND BLUE SHIELD, contract 029158. For the contract year on this filing, the carrier reported $1,196,892 in premium earned and $1,946,521 in claims incurred. Dividing one by the other gives 163%.
- DELTA DENTAL PLAN OF ARKANSAS, contract 000009032 reported $5,362 in retention.
- DELTA DENTAL PLAN OF ARKANSAS, contract 00009032V reported $2,118 in retention.
- ARKANSAS BLUE CROSS AND BLUE SHIELD, contract 029158 reported $173,103 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 185 employees, 9 recordable cases, 1,415 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Arkansas. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Arkansas — largest plans, brokers, carriers and renewal months.