Form 5500 · Employee benefit plan · IDAHO FALLS, ID
INUNISON, INC
The filing calls this plan INUNISON EMPLOYEE BENEFITS PLAN.
INUNISON, INC of IDAHO FALLS, ID insures health, dental, vision, life, disability and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is SILVERMAN, MEGAN R. Coverage is written through REGENCE BLUESHIELD OF IDAHO, INC. and 3 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 82-0481925 · plan 501 · plan year 2025, filed Jul 23, 2026
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13 other employer plans in Idaho have policy years ending in September. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with REGENCE BLUESHIELD OF IDAHO, INC., covers 566 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $1,081,741, with $65,134 in disclosed broker commissions — about 6% of premium.
The health contract's policy period ended in September, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
SILVERMAN, MEGAN R is the broker of record on 1 of the 6 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AMERITAS LIFE INSURANCE CORP. | Dental, Vision | 1,165 | Jan 1, 2026 | $224,127 | $41,492 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 167 | Jan 2, 2026 | $48,240 | $6,793 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 72 | Jan 2, 2026 | $33,436 | $6,669 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 486 | Jan 2, 2026 | $51,436 | $5,286 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 52 | Jan 2, 2026 | $23,179 | $4,894 |
| REGENCE BLUESHIELD OF IDAHO, INC. | Health, Stop-loss | 566 | Oct 1, 2025 | $701,323 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
How this plan compares
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Renewal calendar
13 other employer plans in Idaho are October 1 renewals (policy year ends September).
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