Form 5500 · Employee benefit plan · GRAND RAPIDS, MI
INTEGRITY EDUCATIONAL SERVICES
The filing calls this plan INTEGRITY EDUCATIONAL SERVICES EMPLOYEE BENEFIT PLAN.
INTEGRITY EDUCATIONAL SERVICES of GRAND RAPIDS, MI spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is PATRICK DALTON. Coverage is written through PRIORITY HEALTH and 3 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 27-3666690 · plan 501 · plan year 2025, filed Feb 17, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with PRIORITY HEALTH, covers 191 people.
Reported premium across the insured contracts is $1,171,641, with $52,663 in disclosed broker commissions — about 4.5% of premium.
The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.
PATRICK DALTON is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including PRIORITY HEALTH, DELTA DENTAL OF MICHIGAN, UNITED OF OMAHA LIFE INSURANCE COMPANY and EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.. PRIORITY HEALTH writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PRIORITY HEALTH | Health | 191 | Sep 1, 2025 | $1,026,576 | $39,802 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 129 | Sep 1, 2025 | $55,811 | $6,814 |
| DELTA DENTAL OF MICHIGAN | Dental | 189 | Sep 1, 2025 | $76,793 | $4,798 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 156 | Sep 1, 2025 | $12,461 | $1,249 |
Premium and claims on this contract
DELTA DENTAL OF MICHIGAN, contract 1673. For the contract year on this filing, the carrier reported $71,551 in premium earned and $60,271 in claims incurred. Dividing one by the other gives 84%.
- DELTA DENTAL OF MICHIGAN, contract 1673 reported $11,648 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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