Form 5500 · Employee benefit plan · SAN ANTONIO, TX
INSCO DISTRIBUTING, INC.
The filing calls this plan INSCO DISTRIBUTING, INC - WELFARE BENEFITS PLAN.
INSCO DISTRIBUTING, INC. of SAN ANTONIO, TX is a 238-participant wholesale trade employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is MARSH USA. Coverage is written through BLUECROSS BLUESHIELD OF TEXAS and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-1325946 · plan 505 · plan year 2024, filed Nov 14, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF TEXAS, covers 399 people.
Reported premium across the insured contracts is $2,905,560, with $117,361 in disclosed broker commissions — about 4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH USA is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including BLUECROSS BLUESHIELD OF TEXAS, DEARBORN LIFE INSURANCE COMPANY, TRANSAMERICA LIFE INSURANCE COMPANY and EYEMED VISION CARE. BLUECROSS BLUESHIELD OF TEXAS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF TEXAS | Health, Dental | 399 | Jan 1, 2025 | $2,681,742 | $83,488 |
| DEARBORN LIFE INSURANCE COMPANY | Life, Disability | 244 | Jan 1, 2025 | $153,135 | $22,970 |
| TRANSAMERICA LIFE INSURANCE COMPANY | Life | 66 | Jan 1, 2025 | $38,157 | $7,171 |
| EYEMED VISION CARE | Vision | 333 | Jan 1, 2025 | $19,715 | $2,135 |
| AFLAC | Health, Dental, Disability, Annuity / GIC | 25 | Jan 1, 2025 | $12,811 | $1,597 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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