Form 5500 · Employee benefit plan · DOVER, DE
INDEPENDENT NEWSMEDIA INC. USA F/K/A INDEPENDENT NEWPAPERS, INC.
The filing calls this plan INDEPENDENT NEWSMEDIA INC. USA EMPLOYEE WELFARE PLAN.
INDEPENDENT NEWSMEDIA INC. USA F/K/A INDEPENDENT NEWPAPERS, INC. of DOVER, DE files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is USI INSURANCE SERVICES LLC. Coverage is written through HIGHMARK DELAWARE and 1 other carrier. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 51-0072172 · plan 501 · plan year 2025, filed Apr 2, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with HIGHMARK DELAWARE, covers 108 people.
Reported premium is $1,535,744; the filing discloses no broker commission on these contracts.
The most recent policy period ended in July, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
USI INSURANCE SERVICES LLC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: HIGHMARK DELAWARE and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HIGHMARK DELAWARE | Health | 108 | Aug 1, 2024 | $1,428,001 | $0 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 174 | Aug 1, 2024 | $107,743 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 189 employees, 5 recordable cases, 8 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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