Form 5500 · Employee benefit plan · ROSELAND, NJ
IBEW LOCAL 607 HEALTH AND WELFARE FUND
IBEW LOCAL 607 HEALTH AND WELFARE FUND of ROSELAND, NJ insures health, vision and life coverage for its employees, per Schedule A of its Form 5500. Coverage is written through HIGHMARK BLUE SHIELD and 2 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 24-6021385 · plan 501 · plan year 2025, filed Feb 6, 2026
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How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, vision and life; the largest, with HIGHMARK BLUE SHIELD, covers 201 people.
The filing declares health, vision, life and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium is $3,626,967; the filing discloses no broker commission on these contracts.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HIGHMARK BLUE SHIELD | Vision | 201 | Jun 1, 2025 | $3,453,570 | $0 |
| SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | Health | 41 | Jun 1, 2025 | $131,243 | $0 |
| DEARBORN LIFE INSURANCE COMPANY | Life | 211 | Jun 1, 2025 | $42,154 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
How this plan compares
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