Form 5500 · Employee benefit plan · SOUTH BURLINGTON, VT
IBEW LOCAL 300 HEALTH AND WELFARE
IBEW LOCAL 300 HEALTH AND WELFARE of SOUTH BURLINGTON, VT insures health, life and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is KD BENEFITS. Coverage is written through UNION LABOR LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-7293087 · plan 502 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering health, life and stop-loss; the largest, with UNION LABOR LIFE INSURANCE COMPANY, covers 183 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $760,557, with $718 in disclosed broker commissions — about 0.1% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in January — the plan is on a split renewal cycle.
KD BENEFITS is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNION LABOR LIFE INSURANCE COMPANY | Life | 228 | January | $56,007 | $718 |
| UNION LABOR LIFE INSURANCE COMPANY | — | 199 | January | $3,914 | $0 |
| UNION LABOR LIFE INSURANCE COMPANY | Stop-loss | 183 | December | $390,349 | $0 |
| VERMONT BLUE ADVANTAGE | Health | 102 | December | $310,287 | $0 |
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