Form 5500 · Employee benefit plan · BURLINGTON, VT
HOWARDCENTER, INC.
HOWARDCENTER, INC. of BURLINGTON, VT is a 1,082-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is GROUP BENEFITS LTD. Coverage is written through DELTA DENTAL PLAN OF VERMONT, INC. and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 03-0179433 · plan 512 · as of Aug 2026
Plan brief
Schedule A lists 6 insured contracts covering dental, vision, life and disability; the largest, with DELTA DENTAL PLAN OF VERMONT, INC., covers 1,376 people.
Reported premium across the insured contracts is $1,444,704, with $56,501 in disclosed broker commissions — about 3.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GROUP BENEFITS LTD is the broker of record on 3 of the 6 contracts; the rest name a different broker or none.
4 carriers appear on the filing — DELTA DENTAL PLAN OF VERMONT, INC., RELIANCE STANDARD LIFE INSURANCE COMPANY, EYEMED VISION CARE and ARAG INSURANCE COMPANY — with DELTA DENTAL PLAN OF VERMONT, INC. writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 1,078 | December | $301,091 | $20,013 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 1,078 | December | $276,704 | $19,451 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 1,078 | December | $144,937 | $10,474 |
| EYEMED VISION CARE | Vision | 879 | December | $66,041 | $6,563 |
| DELTA DENTAL PLAN OF VERMONT, INC. | Dental | 1,376 | December | $628,193 | $0 |
| ARAG INSURANCE COMPANY | — | 252 | December | $27,738 | $0 |
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