Form 5500 · Employee benefit plan · RIDGELAND, MS
HORNE LLP
HORNE LLP of RIDGELAND, MS is a 1,739-participant professional services employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is KAPNICK & COMPANY, INC.. Coverage is written through MAPFRE LIFE INSURANCE COMPANY OF PUERTO RICO and 7 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-1941244 · plan 505 · as of Aug 2026
Plan brief
Schedule A lists 11 insured contracts covering health, dental, vision, life and disability; the largest, with MAPFRE LIFE INSURANCE COMPANY OF PUERTO RICO, covers 126 people.
Reported premium across the insured contracts is $3,494,711, with $363,986 in disclosed broker commissions — about 10% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
KAPNICK & COMPANY, INC. is the broker of record on 5 of the 11 contracts; the rest name a different broker or none.
8 carriers appear on the filing — MAPFRE LIFE INSURANCE COMPANY OF PUERTO RICO, AMERITAS LIFE INSURANCE CORPORATION, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and RELIASTAR LIFE INSURANCE COMPANY among them — with MAPFRE LIFE INSURANCE COMPANY OF PUERTO RICO writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 525 | December | $561,257 | $84,188 |
| AMERITAS LIFE INSURANCE CORPORATION | Dental | 2,206 | December | $709,302 | $70,930 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 1,436 | December | $396,308 | $59,446 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 1,436 | December | $332,640 | $49,896 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 1,198 | December | $201,733 | $30,260 |
| RELIASTAR LIFE INSURANCE COMPANY | — | 855 | December | $201,864 | $20,186 |
| METLIFE INSURANCE COMPANY | — | 378 | December | $90,722 | $17,982 |
| STARMOUNT LIFE INSURANCE COMPANY | Vision | 919 | December | $146,908 | $14,691 |
| MAPFRE LIFE INSURANCE COMPANY OF PUERTO RICO | Health, Vision | 126 | December | $805,580 | $12,850 |
| DELTA DENTAL OF PUERTO RICO, INC. | Dental | 131 | December | $43,121 | $3,018 |
| LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | — | 7 | December | $5,276 | $539 |
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