Form 5500 · Employee benefit plan · BIRMINGHAM, AL
HOMELAND VINYL PRODUCTS, INC.
The filing calls this plan HOMELAND VINYL PRODUCTS, INC. EMPLOYEE BENEFIT PLA.
HOMELAND VINYL PRODUCTS, INC. of BIRMINGHAM, AL is a 401-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is PAMELA A HARRISON. Coverage is written through STARLINE USA, LLC and 4 other carriers. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 63-1155229 · plan 501 · plan year 2024, filed Oct 13, 2025
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20 other employer plans in Alabama have policy years ending in January. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 12 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with STARLINE USA, LLC, covers 195 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $1,060,754, with $75,987 in disclosed broker commissions — about 7.2% of premium.
The health contract's policy period ended in January, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
PAMELA A HARRISON is the broker of record on 4 of the 12 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 254 | Jan 2, 2025 | $114,424 | $17,164 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 148 | Jan 2, 2025 | $85,041 | $12,756 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 199 | Jan 2, 2025 | $66,760 | $10,014 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 238 | Jan 2, 2025 | $52,896 | $7,934 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Health | 159 | Jan 2, 2025 | $37,510 | $7,502 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 512 | Jan 2, 2025 | $46,940 | $7,041 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 68 | Jan 2, 2025 | $33,740 | $5,061 |
| STANDARD INSURANCE COMPANY | Vision | 377 | Jan 1, 2025 | $43,806 | $4,381 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 580 | Jan 1, 2025 | $27,563 | $4,134 |
| STARLINE USA, LLC | Stop-loss | 195 | May 1, 2025 | $327,670 | $0 |
| COMPANION LIFE - SUMMIT REINSURANCE | Stop-loss | 212 | May 2, 2025 | $224,404 | $0 |
| BLUE CROSS AND BLUE SHIELD OF ALABAMA | Dental | 330 | Jan 1, 2025 | — | $0 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 757730. For the contract year on this filing, the carrier reported $43,806 in premium earned and $17,291 in claims incurred. Dividing one by the other gives 39%.
- STANDARD INSURANCE COMPANY, contract 757730 reported $26,515 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
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Renewal calendar
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