Form 5500 · Employee benefit plan · ATLANTA, GA
HOME DEPOT USA, INC.
The filing calls this plan THE HOME DEPOT GROUP BENEFITS PLAN.
HOME DEPOT USA, INC. of ATLANTA, GA insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 15 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 58-1853319 · plan 501 · plan year 2025, filed Nov 13, 2025
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1,626 other employer plans in Georgia have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 14 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 9,382 of 386,769 participants (2.4%) on Schedule A.
Dental: the largest of the 2 insured dental contracts, with TRIPLE S SALUD, INC., covers 1,613 of 386,769 participants (0.4%) on Schedule A.
Also declared: prepaid legal, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 31 insured contracts covering health, dental, vision, life and disability.
Reported premium across the insured contracts is $371,164,550, with $773,251 in disclosed broker commissions — about 0.2% of premium.
The most recent policy period ended in December, and the plan year ends January 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON US LLC is the broker of record on 8 of the 31 contracts; the rest name a different broker or none.
16 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN, INC., HARTFORD LIFE AND ACCIDENT, SECURIAN LIFE INSURANCE COMPANY and KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.. KAISER FOUNDATION HEALTH PLAN, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 26,979 | Jan 1, 2025 | $5,493,520 | $521,423 |
| AETNA LIFE INSURANCE COMPANY | Health | 46,476 | Jan 1, 2025 | $6,938,255 | $151,828 |
| SECURIAN LIFE INSURANCE COMPANY | — | 138,644 | Jan 1, 2025 | $36,281,794 | $89,319 |
| SECURIAN LIFE INSURANCE COMPANY | Life | 122,451 | Jan 1, 2025 | $4,338,627 | $10,681 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 9,382 | Jan 1, 2025 | $57,261,052 | $0 |
| HARTFORD LIFE AND ACCIDENT | Disability | 163,244 | Jan 1, 2025 | $48,061,901 | $0 |
| HARTFORD LIFE AND ACCIDENT | Disability | 115,695 | Jan 1, 2025 | $43,461,616 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 5,153 | Jan 1, 2025 | $37,197,425 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | Health | 4,034 | Jan 1, 2025 | $23,854,561 | $0 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 59,946 | Jan 1, 2025 | $14,921,484 | $0 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 91,247 | Jan 1, 2025 | $14,768,070 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 1,183 | Jan 1, 2025 | $8,429,118 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF COLORADO | Health | 1,025 | Jan 1, 2025 | $8,058,719 | $0 |
| TRIPLE S SALUD, INC. | Health, Dental | 1,613 | Jan 1, 2025 | $7,950,613 | $0 |
| AETNA LIFE INSURANCE COMPANY | Health | 17,696 | Jan 1, 2025 | $7,502,320 | $0 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 206,803 | Jan 1, 2025 | $7,245,398 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | Health | 1,070 | Jan 1, 2025 | $7,031,991 | $0 |
| HARTFORD LIFE AND ACCIDENT | — | 89,323 | Jan 1, 2025 | $6,903,350 | $0 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 157,081 | Jan 1, 2025 | $5,989,543 | $0 |
| HMSA | Health | 853 | Jan 1, 2025 | $5,678,560 | $0 |
| SECURIAN LIFE INSURANCE COMPANY | — | 80,723 | Jan 1, 2025 | $5,319,147 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health | 712 | Jan 1, 2025 | $3,822,355 | $0 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 17,946 | Jan 1, 2025 | $3,245,819 | $0 |
| CALVO'S SELECTCARE INSURANCE, INC. | Health, Vision | 139 | Jan 1, 2025 | $893,003 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 266 | Jan 1, 2025 | $416,190 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 2 | Jan 1, 2025 | $86,916 | $0 |
| HMSA | Health | 2 | Jan 1, 2025 | $6,843 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 1 | Jan 1, 2025 | $6,360 | $0 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 0 | Jan 1, 2025 | — | $0 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 0 | Jan 1, 2025 | — | $0 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 0 | Jan 1, 2025 | — | $0 |
Premium and claims on this contract
TRIPLE S SALUD, INC., contract SP0003615. For the contract year on this filing, the carrier reported $7,950,613 in premium earned and $7,208,129 in claims incurred. Dividing one by the other gives 91%.
- TRIPLE S SALUD, INC., contract SP0003615 reported $0 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
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