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Form 5500 · Employee benefit plan · NEWTON GROVE, NC

HOG SLAT INC.

The filing calls this plan HOG SLAT WELFARE BENEFITS WRAP PLAN.

HOG SLAT INC. of NEWTON GROVE, NC files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is EBENCONCEPTS COMPANY. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in November.

Benefits broker of record
Policy year ends
Novemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 56-0945951 · plan 503 · plan year 2025, filed Sep 4, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

100 other employer plans in North Carolina have policy years ending in November. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Self-funded as reported

The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
681
Active at start of year
681
Active at end of year
713
Disclosed commissions
$104,869
Typical renewal
December 1

Benefits declared on this filing

Healthinsured — STEALTH (SLIS)-PARTNERRE-PARTNERRE713 of 681 participants
Dentalinsured — METROPOLITAN LIFE INSURANCE COMPANY1,003 of 681 participants on the largest contract
Visioninsured — METROPOLITAN LIFE INSURANCE COMPANY1,003 of 681 participants on the largest contract
Lifeinsured — METROPOLITAN LIFE INSURANCE COMPANY1,003 of 681 participants on the largest contract
Disabilityinsured — STEALTH (SLIS)-PARTNERRE-PARTNERRE713 of 681 participants on the largest contract

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 4 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 1,003 people.

The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.

Reported premium across the insured contracts is $1,456,977, with $104,869 in disclosed broker commissions — about 7.2% of premium.

The most recent policy period ended in November, and the plan year ends November 30. Group contracts typically renew on that annual cycle.

EBENCONCEPTS COMPANY is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
METROPOLITAN LIFE INSURANCE COMPANYDental, Vision, Life1,003Dec 1, 2025$768,754$92,117
UNITED OF OMAHA LIFE INSURANCE COMPANYDisability192Dec 1, 2025$64,051$9,608
COLONIAL LIFE & ACCIDENT INSURANCE COMPANYLife, Disability70Dec 1, 2025$50,960$3,144
STEALTH (SLIS)-PARTNERRE-PARTNERREHealth, Dental, Vision, Disability, Stop-loss713Dec 1, 2025$573,212$0

Premium and claims on this contract

STEALTH (SLIS)-PARTNERRE-PARTNERRE, contract 417003414664. For the contract year on this filing, the carrier reported $573,212 in premium earned and $0 in claims incurred. Dividing one by the other gives 0%.

  • STEALTH (SLIS)-PARTNERRE-PARTNERRE, contract 417003414664 reported $0 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
HOG SLAT INC.
EIN 56-0945951
OPTUM RX INC.
Claims processing · EIN 33-0441200
$4,311,257
paid directly by the plan
UMR INC
Claims processing · EIN 39-1995276
$387,722
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

100 other employer plans in North Carolina are December 1 renewals (policy year ends November).

Their policy years end in November, like this plan’s, so most renew December 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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